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Electric Car Finance

Am I eligible for electric car finance?
Quickly see without affecting your credit file.

Check now

AA Car Finance is provided by Evolution Funding Ltd. AA Cars introduces you to Evolution and both are brokers and not lenders. The payment received by the AA from Evolution will vary dependent on your chosen lender.

  1. Home
  2. Car Finance
  3. Electric Car Finance
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Fast

Immediate decision and a customer journey that concentrates on a straightforward no hassle experience.
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Flexible

With 30+ lenders we can assist most electric car purchases.
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Hassle free

Personal advisor on hand to help you through the whole process.

Simple steps to EV finance

  1. Understand your eligibility
  2. Calculate monthly payments
  3. Find the right EV
  4. Apply for an electric car loan
  5. Obtain the funds and drive away
Check eligibility Ready to get cracking?
Finance themed illustration

What does this mean for you?

  • A decision in minutes
  • A personal finance adviser
  • Free 12 months breakdown cover*
  • Large panel of 30+ lenders

It’s such a refreshing change to deal with someone who’s patient, calm, and doesn’t apply too much pressure. I’ve actually really enjoyed the process of working with you to secure the finance for my new car.

Nicole, AA Car Finance customer

I wanted to express my delight at the way my recent car purchase and finance arrangement was handled. This is the first time I have undergone this process, and I cannot believe how easy it was! All people that have assisted me have been really helpful and provided fantastic customer service from start to finish. A very smooth process, and I have been impressed by the speed that it all was completed. I am looking forward to picking up my new car.

Ms K. Barton, AA Car Finance customer

Used Electric Car Loan

Whether you are looking for electric car pcp or hire purchase finance, we aim to demystify the process, making things more transparent and clearly explaining the basics.

AA Car Finance is to simplify your electric car purchase by allowing you to find an electric car and finance all in one place.

When looking for used electric car finance deals, you borrow the money against the EV - which means you can get a great rate. Our rates very from 7.9% to 29.9% APR to suit most needs.

We provide finance for the majority of electric cars available today. Popular used car models include the Nissan Leaf, BMW i3, Skoda Enyaq and Renault Zoe.

All AA Car Finance customers have access to a personal finance advisor who can assist throughout the process of getting your electric car loan. We cover the majority of UK dealers.

Car finance explained

Contact us

If there's anything you'd like to discuss, just call or email:

Call us now Email us
01246 458 809 [email protected]
Monday to Friday
8:30am – 7:30pm
Saturday and Sunday
9:00am – 5:00pm

Want to know more?

Answers to some of the most common questions.

  • What electric vehicle financing options are available?

    AA Car Finance can assist with financing your electric vehicle through a hire purchase agreement or by personal contract purchase (PCP). The AA also can help arrange a lease on a new electric vehicle through AA Smart Lease.

  • Can I get a second hand electric car on finance?

    Yes, AA Cars showcases a wide range of second hand electric vehicles for purchase from dealerships who have signed up to our dealer promise. We offer used EV models from manufacturers including Hyundai, Volvo, VW and Peugeot.

  • How do I pay monthly for an electric car?

    AA Car Finance provides motor finance options for 24 months, 36 months, 48 months or 60 months. Choose the option that best suits your circumstances.

View all FAQs

Exclusive breakdown offers - Terms and Conditions

Offers available to customers who have bought a vehicle via an AA Cars dealership within the last 6 months and cover applies only for the vehicle purchased. To redeem, customers must enter their personal details including the registration of the vehicle purchased from AA Cars to unlock their personalised offers. Offers are not available in a breakdown situation. Cover will start 24 hours after activation. Offers are not available in conjunction with any other offer and are not available on any other AA products or services.

New AA member offers are available for the first 12 months of cover only and are not available to existing members. Free breakdown cover for personal use vehicles is only available via the call centre. Other levels of cover for new AA members must be purchased online by following the instructions after entering their personal details. Discounts are not applicable to Smart Breakdown cover or Parts & Garage cover.

Existing member offers are only available via the call centre and applies to personal use vehicles only. One discounted upgrade can be added to the customer's existing breakdown policy for the remainder of their policy year. The upgrade will be renewed automatically, at full price, unless we are told otherwise or if the customer's existing policy doesn't already automatically renew.

Personal use means the vehicle is used only for private and domestic purposes and not for any commercial purposes such as: carrying people/goods for money, carrying equipment, tools or materials or trade, taking part in track days or any other sport.

Breakdown cover is subject to terms and conditions. Offers can be withdrawn or varied at any time.

AA breakdown cover is arranged by Automobile Association Insurance Services Limited. Registered office: Fanum House, Basing View, Basingstoke, Hampshire RG21 4EA. Registered in England and Wales number 2414212.

Automobile Association Insurance Services Limited is authorised and regulated by the Financial Conduct Authority.

Evolution Privacy Policy
AA Cars Privacy Notice
Customer terms & conditions
AA Car Finance and AA Cars are trading names of Used Car Sites Limited (registered in England and Wales number 4546950), a credit broker not a lender. Used Car Sites Limited is an appointed representative of AA Financial Services Limited (AAFS) for credit broking purposes. AAFS is authorised and regulated by the Financial Conduct Authority, Financial services register number 727859. Both these companies are members of the AA Limited group of companies and are registered at Fanum House, Basing View, Basingstoke, Hampshire RG21 4EA. AA Cars introduces AA Car Finance customers to Evolution Funding Limited. Evolution Funding Limited is authorised and regulated by the Financial Conduct Authority (firm reference number 823324). Registered address: Thompson Close, Whittington Moor, Chesterfield, Derbyshire, S41 9AZ. Evolution Funding Limited and Used Car Sites Limited are credit brokers not lenders. Evolution Funding Limited is only able to offer a range of finance products from a group of carefully selected credit providers, which may be suitable for you and they will explain the key features of these products to you. AA Cars receives payment from Evolution Funding for introducing you to them. The amount AA Cars receives does not impact the amount that you pay the lender or the interest rate you are offered. The payment received is based on a fixed fee or a percentage of the amount you borrow, varying by lender, the amount you borrow and the term the loan is borrowed over. AA Cars will not charge you any fee for our services. Finance subject to status. Terms and Conditions apply. A guarantee may be required. Over 18's only. PLEASE ENSURE YOU CAN AFFORD THE REPAYMENTS FOR THE DURATION OF A LOAN BEFORE ENTERING INTO A CREDIT AGREEMENT.

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